The household budget saves money and provides security

A household budget saves money! Because those who know that their expenses are covered by their income, know exactly how much more is available for investment, savings, or provision, and can make their financial decisions reliably and without unpleasant surprises.


The household budget is thus the foundation for every VVK AG consultation. Without this overview, neither you nor your consultant will know how much, for example, you still need to save for early retirement. This is just as important for provision planning as it is for tax optimisation, asset development, or investment recommendations.

Household budget to be filled in (Excel) 

Household budget (PDF)